EPF Withdrawal Amount for House Purchase

                                                                                    100% Loan - EPF 10% of the house price
                                                                                    1 name
If the loan margin is 100% of the house price or a full loan, and the loan is taken under one person's name, the maximum EPF (Employee Provident Fund) withdrawal is 10% of the house price.

                                                                                    100% Loan - EPF 5% husband
                                                                                    2 names       - EPF 5% wife
If the loan margin is 100% of the house price or a full loan, and the loan is taken under two names, the maximum EPF withdrawal for each person is 5% of the house price.

                                                                                    90% Loan - EPF 20%
                                                                                    1 name
If the loan margin is 90% of the house price, and the loan is taken under one person's name, the maximum EPF withdrawal is 20% of the house price.

                                                                                    90% Loan - EPF 10% husband
                                                                                    2 names     EPF 10% wife
If the loan margin is 90% of the house price, and the loan is taken under two names, the maximum EPF withdrawal is 10% of the house price for each person.